I'm only on Lesson 5 of the JS class, (even though the class is on day 9), and I've been learning (or at least experiencing something I've read about).
Here is a grungy photo mask that I made today. I used many techniques, including the gradient tool, which scares me.

Here is a layout that I made using that photo. I made it very clean (even simpler than I usually do). I just added some simple text and used the paint bucket and texturizer to make the background paper. Simple. Quick. Picture and words, as Ali Edwards likes to promote.

Supplies: brushes by Nancie Rowe Janitz and Jessica Sprague. Fonts: Bookman Old Style and CK Ali's Hand.
Techniques: (tools used) brush, eraser, gradient tool, paint bucket, texture filter.
Oh, I forgot to mention that I bumped up the saturation of the photo, used the color balance tool, and then a layer mask to bring Austin back to his normal color. ;)